Home Mortgage Loans, Home Equity Loans News for 08/16/2008

foreclosure


State launches reverse-mortgage website - Boston Globe

State launches reverse-mortgage website
Boston Globe, United States - 18 hours ago
It is important to appreciate the costs associated with these loans and that, over time, the loan will deplete the accumulated equity in your home.EUR
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Home Loans Tougher to Get for First-Time Buyers (KOLR - KSFX Ozarks)
It's a lot harder to get a loan to buy a home since the housing crisis began. So if you're a first-time home buyer, what do you need to know? Warren Stout and his wife moved into their first house a little more than a month ago...

K-FED Bancorp Announces Year End Earnings - FOXBusiness

K-FED Bancorp Announces Year End Earnings
FOXBusiness - 2 hours ago
. 22339 Total deposits 495058 494128 Federal Home Loan Bank advances 207019 210016 State of California time deposits 25000 -- Total stockholders' equity .
Home Financial Bancorp Announces Fourth Quarter and Year-End Results WELT ONLINE
Silver State Bancorp Announces Restatement of Earlier Reported . MarketWatch
Carver Bancorp, Inc. Announces First Quarter 2009 Results MarketWatch
MarketWatch - MarketWatch
all 164 news articles
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home equity loan
Agriculture Federal Credit Union - Home Equity Loans Home equity loans are a sensible way to use the equity youve accumulated in EUR Additional Home Equity Loan Information. A home equity loan can be placed on a EUR ...

FBI Probes Unusual Incentives for Home Buyers - Wall Street Journal

Wall Street Journal

FBI Probes Unusual Incentives for Home Buyers
Wall Street Journal - 5 hours ago
Centex says only one of the loans was government-backed, through the Veterans Administration home-loan program, and the builder has promised to stand behind .
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Getting Smarter on School Loans (BusinessWeek Online via Yahoo! News)
For years, college students and their parents have relied heavily on credit cards, home equity, and private loans to pay for school, according to a recent survey provided exclusively to BusinessWeek. But those sources of cash are drying up. On Aug. 6, Wachovia joined the more than 150 financial firms that have fled the private student-loan business. And Morgan Stanley froze home-equity lines ...

Loan isn't worth it if you don't need it (Seattle Post-Intelligencer)
LOTS OF FOLKS have been asking me if the much-touted first-time home-buyer tax credit is worth taking...

Your dream home comes true (almost) (San Francisco Chronicle)
Has the ailing economy put your interior decorating plans on hold? No need to let the housing crunch cramp your (sense of) style. SceneCaster is a Web-based 3-D application that lets you keep your dreams alive as you design a virtual home remodel or...

With Careful Analysis, an Inheritance Could Prove a Profitable Rental (Washington Post)
Q: My sister and I inherited our family home. It has no mortgage debt. We agreed to sell it, but my husband suggested that we might buy my sister's half and use the property as a source of rental income. My sister is agreeable to this arrangement. How would we find out whether this would be a profitable investment? We would have to finance a loan, and some repairs would be needed before we could ...

Mortgage, Home-Equity Direct Mail Halved in 2008 - Marketing Vox News

Mortgage, Home-Equity Direct Mail Halved in 2008
Marketing Vox News - 20 hours ago
Mortgage and home-equity lenders have reduced direct mail volume by 50 percent in the first half of 2008 compared with the year-earlier period - as a result .
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5 questions about the new housing bill - AZ Central.com

Newsweek

5 questions about the new housing bill
AZ Central.com, AZ - 8 hours ago
A: The housing act will have a significant effect on the issuance of home equity conversion mortgages, also known as reverse mortgages. .
The Accidental Landlords Wall Street Journal
Fannie Mae, Freddie Mac, The Fed and Our Building Sales Market Real Estate Finance and Investment
Another Reason Why the Housing Rescue Bill Will Fail Amateur Economists
Economic Times - Chicago Sun-Times
all 251 news articles
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How Home Equity Can Help You Slash Debt - WJACtv.com

How Home Equity Can Help You Slash Debt
WJACtv.com, PA - Aug 14, 2008
To access hundreds of potential lenders for mortgage, refinance or home equity line of credit products, visit www.lowermybills.com. .
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A Brief History of Home Equity Loans - Conde Nast Portfolio

A Brief History of Home Equity Loans
Conde Nast Portfolio, NY - 20 hours ago
Louise Story has an excellent history of the home equity loan on the front page of today's NYT. She talks a lot about the explosion in such products .
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How your credit limit can hurt your score - CNN

How your credit limit can hurt your score
CNN - 17 hours ago
As the housing and mortgage markets have collapsed, lenders have also reduced the limits on what are known as home equity lines of credit, or HELOCs. .
Credit dos and don'ts before buying a home Chicago Tribune
all 4 news articles
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How US banks sold home equity loans
The current credit crunch would not have been possible without a conscious effort by lenders, who have spent billions of dollars in advertising to change the language of home loans and, with it, Americans' attitudes toward debt. ...

A Brief History of Home Equity Loans (Portfolio.com via Yahoo! Finance)
Louise Story has an excellent history of the home equity loan on the front page of today's NYT. She talks a lot about the explosion in such products -- outstandings rose a thousandfold, to $1 trillion, from the early 1980s to today -- as a product of clever bank marketing campaigns: ...

Home Equity Frenzy Was a Bank Ad Come True (The Sarasota Herald-Tribune)
Home equity loans, once seen as the borrowing of last resort, have grown a thousandfold since banks began spending billions of dollars to advertise them...

Borrow to pay off car loan balance (Bankrate.com via Yahoo! Finance)
Borrowing to pay down a car loan is better than the alternative, says Bankrate car columnist Terry Jackson...

Home equity can sometimes pay debt - Fall River Herald News

Home equity can sometimes pay debt
Fall River Herald News,  USA - Aug 14, 2008
My banker is advising me to use a home equity line of credit to pay off my mortgage and car loan. Can I do this? We are preferred clients and have checking .
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Harry Gross: Home-equity loans are paid in appreciation: What's .
Dear Harry: My home is fully paid for, but I will need funds to pay for some substantial maintenance in the next year or two...

Bad Credit Home Equity Loans
bad credit student loans no credit check no cosigner 3000 dollar installment loan mte financial loan loans bad credit no cash advances cash loan using moneygram ezpay day advance llct...

Advertising to Lose Your House
The biggest ally banks and lenders had in pushing lucrative home equity loans and lines of credit was advertising agencies, the New York Times says today. Ad executives found unusually creative ways to make piling on so much debt that ...

154th: Yankees Half-Home Owners Woh!
In 1999, its 'Live Richly' slogan helped persuade hundreds of thousands of Citi customers to take out home equity loans - that is, to borrow against their homes. As one of the ads proclaimed: 'There's got to be at least $25000 hidden in ...

Quick Home Equity Loans
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Equity release: how the 'sandwich generation' survive the squeeze - Telegraph.co.uk

Telegraph.co.uk

Equity release: how the 'sandwich generation' survive the squeeze
Telegraph.co.uk, United Kingdom - 11 hours ago
You could be left with a situation where the elderly parents and children are left homeless as the property has to be sold to repay the loan. .
Over-55s urged to plan for equity release Financial Times
all 3 news articles
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You can buy a Vail Valley home (Vail Daily)
EAGLE COUNTY EUR No one in the real estate business likes saying no. But EURnoEUR is becoming more common in the vocabulary of brokers and lenders, especially when it comes to first-time home buyers...

Harry Gross: Home-equity loans are paid in appreciation: What's the deal? (Philly.com)
Dear Harry: My home is fully paid for, but I will need funds to pay for some substantial maintenance in the next year or two...

ENTICING SLOGANS The explosive growth in home equity loans has .
ENTICING SLOGANS The explosive growth in home equity loans has been a boon for banks, but many experts say the ad campaigns encouraged Americans to go deeper into debt...

Home Equity Frenzy Was a Bank Ad Come True - Live Richly
That catchy slogan, dreamed up by the Fallon Worldwide advertising agency, was pitched in 1999 to executives at Citicorp who were looking for a way to lure Americans to financial products like home equity loans. ...

A Brief History of Home Equity Loans
The home equity loans ''are the highest quality consumer debt,'' Mr. Capasse said, noting that they are heavily concentrated in suburbs, where incomes are higher than average and property values tend to be stable. ...



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